Medicare, Made Simple.
Whether you're turning 65 or reviewing your current plan, I'll compare Medicare Advantage, Medicare Supplement, and Part D plans available where you live, and check them against your doctors and prescriptions.
Understand your Medicare choices
There's no one-size-fits-all plan. Here's how the main options work.
Medicare Advantage (Part C)
All-in-one plans offered by private insurers that replace Original Medicare. Many include prescription coverage and extra benefits.
- Often $0 or low monthly premiums
- Dental, vision, and hearing benefits on many plans
- Usually a provider network (HMO or PPO)
- Yearly limit on out-of-pocket costs
Medicare Supplement (Medigap)
Works alongside Original Medicare to help pay costs like deductibles, copays, and coinsurance.
- See any doctor nationwide who accepts Medicare
- Predictable out-of-pocket costs
- Higher monthly premium, fewer surprise bills
- Pair with a Part D plan for prescriptions
Part D Prescription Drug Plans
Stand-alone drug coverage for people on Original Medicare or a Medicare Supplement.
- Compared against your exact medications
- Check preferred pharmacies and pricing
- Avoid the Part D late-enrollment penalty
Turning 65
Your Initial Enrollment Period is the 7 months around your 65th birthday month. Getting it right the first time matters.
- Decide on Part A and Part B timing
- Coordinate with employer coverage if you're still working
- Avoid lifelong late-enrollment penalties
Medicare plans, explained simply.
Choosing the wrong plan can cost you in premiums, copays, and networks. I'll walk you through every option and compare the plans available in your county.
- Medicare Advantage (Part C): all-in-one plans, often with $0 premium options and extra benefits
- Medicare Supplement (Medigap): predictable costs and nationwide doctor choice
- Part D: drug plans compared against your actual prescriptions
- Turning 65: enroll on time and avoid lifelong late-enrollment penalties
Key enrollment dates
- Oct 15 – Dec 7Annual Enrollment Period. Change your Medicare Advantage or Part D plan for next year.
- Jan 1 – Mar 31Medicare Advantage Open Enrollment. One plan change if you're in an Advantage plan.
- Turning 65Your Initial Enrollment Period is the 7 months around your 65th birthday month.
Bring to your review: your Medicare card, a list of your doctors, and your prescriptions with dosages.
See your options in minutes.
Tell me a little about yourself and I'll personally reach out with plans that fit your doctors, prescriptions, and budget.
- Medicare, ACA, and life insurance quotes from multiple carriers
- No cost, no obligation, and no pushy sales calls
- Prefer to talk now? Call or text 772-777-6547
Get your free quote
Takes 30 seconds. No cost, no obligation.
Stop guessing. Start comparing.
Get a side-by-side look at your options from a licensed local agent. Free, with no obligation.
